Debt-Ridden Immortal: Cultivation with a Demonic System

Li Youwei wakes up in a cultivation world with the worst startup package imaginable: a bankrupt temple, crushing debts, and a so-called 'Heavenly Dao Merit System' that begins in the red. Forced to grind his way out of spiritual bankruptcy, this humble temple overseer soon discovers his cheat system harbors a sinister secret—it's an extraterrestrial demon scheming to devour his very soul. Can he survive both his creditors and his own golden finger?