Blacklisted by Heaven: I Run a Bank in the Immortal Realm

Chu Xinghe, a burnt-out corporate slave, wakes up in the immortal realm with a financial big data system—and a cosmic problem. He's blacklisted by the Heavenly Dao itself: no spiritual roots, zero cultivation talent, and even breathing costs him merit points. While immortals chase enlightenment, Chu Xinghe does what he does best—he opens a bank. Lending spirit stones to desperate cultivators, collecting debts from arrogant sects, and turning the cultivation world's economy upside down, he'll prove that when you can't beat the system, you become the system.