My Immortal Lord Owes Some Merit

Ten bucks bought Chen Mo two grilled sausages and a divine contract that ruined his life. The Primordial Heavenly Lord's "Immortal Venerable Loan" seemed like a joke—until the underworld went bankrupt, evil gods rebelled, and Chen Mo became the unlucky "Son of Heaven." Instead of cosmic power, he inherited a mountain of merit debt. Now every cultist across the three realms sees him as a walking ATM, and he's one bad day away from being auctioned off by divine repo men. Armed with nothing but bad luck and worse companions, Chen Mo must hunt urban monsters, dodge supernatural creditors, and some…