Mortgage to Godhood: I Leveled Up by Paying Rent

Chen Feng thought his biggest problem was the predatory mortgage his predecessor signed—until his first payment unlocked a cheat system that converts debt into divine power. Every dollar paid becomes cultivation experience to upgrade techniques, combat skills, and abilities. In a high-martial world where strength is everything, Chen Feng discovers the ultimate exploit: more mortgages equal more power. While others train for decades, he's speedrunning to godhood one monthly payment at a time. The real estate agent never saw this coming.