No Money to Cultivate? Get a Heavenly Loan!

Revenge? Power? Immortality? All yours—if you can afford the interest. When a mysterious old man offers Zhang Yu a "cultivation loan" backed by the Heavenly Court itself, it sounds too good to be true. A hundred years of power, instant delivery, 30 days interest-free! But in a world where immortals nickle-and-dime their way to godhood and cultivation comes with credit checks, Zhang Yu quickly learns that ascending to the heavens might just cost him everything. Welcome to xianxia capitalism, where even your spiritual energy has a price tag.