God of Debt: Cultivating Through Bankruptcy

One suicide attempt, one system binding, and suddenly office worker Jia Xing owes billions in a cultivation world with 100 days to live. The twist? While normal cultivators spend decades meditating, he grows stronger by racking up debt. Every fight won extends his life and doubles his power. Now this bankrupt transmigrator must battle his way through sect tournaments, dodge creditors, and somehow convince his artifact-refining senior sister that being perpetually broke is actually his secret weapon. In a world where others cultivate talent, he's weaponized financial ruin itself.